When the banks say NO, we find a YES, without compromising your financial future


If you don’t qualify for a traditional mortgage, we offer an extensive number of exclusive private lending solutions to meet your immediate needs with flexible terms that will help—rather than hurt—your long-term financial situation. Regardless of your income or credit, we provide an immediate plan to get you where you need to go.

Equity Lending

If you own a home, or any real estate asset, your equity can be used to secure additional money when you need it—to pay off high-interest credit cards, repair your home, pay off taxes, or expand your business. Our experts make the process easy for you, now and in the future.

Second Mortgages

Like breaking a piggy bank, completely refinancing your mortgage can be unnecessarily messy. So, if you only need to secure a modest amount of money to cover something like a investment, downpayment, or consolidate debt to one lower monthly interest payment, a second mortgage offers a simple way to draw equity from a portion of your home. You get the funds you require and avoid unpleasant penalties.

Quick Approvals

We understand that life can change on a dime. That’s why we make it easy and effortless to secure financing regardless of income or credit. So when an immediate need arises (bad or good) simply connect with us and we’ll help you weather the storm or take full advantage of a time-sensitive growth opportunity.

Mortgage Investments

Private mortgage lending is a great way to diversify your investment portfolio to create passive income secured by real estate assets.  Many Canadians turn to private lenders for various reasons because they do not qualify conventionally due to the bank’s stringent guidelines. Some of the reasons for borrowing may include home renovation, buy other property, consolidate higher rate debt, gift family money, personal emergency use, bridge financing, and business opportunities.

Private mortgages can be held in a MIC (Mortgage Investment Corp) or in a self-directed registered account like, TFSA, RRSP, RESP, LIRA and/or a RRIF.  You can also lend privately through your personal name or a Corporation (company you own).  These investments typical return 7% to 12% giving you a higher return than your bank and more security.

Connect with Westworth Financial to administer your next secured investment and further grow.