With a single application, we secure the best possible mortgage by having multiple lenders including banks, credit unions and trust companies compete for your business.


The security in your home is your most important asset. If purchasing your residence for the first time or you are looking to move, our team will provide you with a pre-approval and help put you and your family at ease. When you’re considering a rental investment, we’ll help it fit into your broader financial plan. Should conditions change, we can help refinance your home by unlocking equity to lower interest, renovate, start a business, deal with personal matters or consolidate debt into one easy payment. If your current mortgage is coming to the end of the term, before renewing, you may want to consider switching to a new lender who will fight for your business to give you a better deal. Whether you are earning a salary, self-employed, on commission income, and/or need to repair your credit, do not worry, we will find a plan that meets your needs. Connect with us and we’ll make you feel at home.


Growing businesses need space to thrive. Whether purchasing or developing commercial property, we help entrepreneurs like you strategize and secure terms that improve your financial outlook. If you own an existing property and need to grow in a different direction, we can help you unlock equity to finance your next big move.


In today’s market, we make construction financing less of a challenge. When it comes to providing timely approvals, flexible terms, or managing unexpected costs, we know what it takes to get your single family, multi-family, condo, low/high rise, or commercial project funded to completion. Know you are always on solid ground.


Getting a mortgage from A primary financial institution (bank, credit union, trust company) may not be the best option, solution and/or can be discouraging if you are turned away. Before going to a Private Lender, we look for Alternative – Plan B lenders, whether it be residential, commercial, land, or construction. Some of the reasons you may need such type of financing include, higher debt servicing, self-employed, bruised credit, rental off-sets, down payment, or other sources of income. The terms are usually 1-2 years and during this time, we work with you to get back to traditional lending. These lenders are only accessible through brokers and our team members specialize in this type of financing, so get in touch today to consider your other options.

Land & Lots

If there is a piece of land that you have your eye on, or you already own it, we understand its true potential. Whether you’re seeking to construct, develop, or hold long-term, you need a solid plan in place to maximize value. Talk to us about your vision and our experienced team will help you bring it to life.

ALR & Farm

We understand how regulations and application procedures can make buying or growing a farming operation more complicated than it needs to be. If you’re considering purchasing, improving, or expanding facilities, our team has the depth of knowledge and experience to help you yield the greatest value from your agricultural property.


If you require development financing for a project you’re currently planning, or in the middle of, Westworth Financial can help ensure your project goals are met financially—regardless of what stage you’re in. Need help with development financing for land purchases, re-zoning, sub-division, or construction? We’re ready when you are.

Private Lending

If you don’t currently qualify for a mortgage, we have other options available.


If you don’t qualify for a traditional mortgage, we offer an extensive number of exclusive private lending solutions to meet your immediate needs with flexible terms that will help—rather than hurt—your long-term financial situation. Regardless of your income or credit, we provide an immediate plan to get you where you need to go.


If you own a home, or any real estate asset, your equity can be used to secure additional money when you need it—to pay off high-interest credit cards, repair your home, pay off taxes, or expand your business. Our experts make the process easy for you, now and in the future.


Like breaking a piggy bank, completely refinancing your mortgage can be unnecessarily messy. So, if you only need to secure a modest amount of money to cover something like a investment, downpayment, or consolidate debt to one lower monthly interest payment, a second mortgage offers a simple way to draw equity from a portion of your home. You get the funds you require and avoid unpleasant penalties.


We understand that life can change on a dime. That’s why we make it easy and effortless to secure financing regardless of income or credit. So when an immediate need arises (bad or good) simply connect with us and we’ll help you weather the storm or take full advantage of a time-sensitive growth opportunity.


Private mortgage lending is a great way to diversify your investment portfolio to create passive income secured by real estate assets.  Many Canadians turn to private lenders for various reasons because they do not qualify conventionally due to the bank’s stringent guidelines. Some of the reasons for borrowing may include home renovation, buy other property, consolidate higher rate debt, gift family money, personal emergency use, bridge financing, and business opportunities.

Private mortgages can be held in a MIC (Mortgage Investment Corp) or in a self-directed registered account like, TFSA, RRSP, RESP, LIRA and/or a RRIF.  You can also lend privately through your personal name or a Corporation (company you own).  These investments typical return 7% to 12% giving you a higher return than your bank and more security.

Connect with Westworth Financial to administer your next secured investment and further grow.